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BMA XNET is where you get your BMA VISA which gives you access to all BMA APPS such as M-Shirika, QB, Vet Pal, Article1, GSS, among others.

If you don't know or remember your BMA PIN, get one free and instant:
BMA PIN

To login, enter your Email as Username and your BMA PIN as Password:
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About BMA XNET [tap here]